As product-led platforms evolve into transactional platforms, embedding Banking-as-a-Service APIs in the Australian fintech sector is mission-critical. Forget slow compliance processes that limit creativity. Ambitious scale-ups now embed modular banking stacks to launch: - Consumer + merchant wallet infra - BIN-linked issuing logic - Realtime payouts via NPP - Multi-currency https://karlf840zzy5.wikibuysell.com/user