Understanding HDB BTO in Singapore: Your Guide to New Flats For many Singaporeans, the HDB BTO scheme represents an important opportunity to own a home affordably. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects based on demand levels. To apply for a https://hdb-bto-27-5490950.weblogco.com/38788328/hdb-bto-27-54