Ii. If a creditor requires a minimum amount of protection for homeowners' insurance policies and the consumer voluntarily chooses to invest in a more extensive amount of protection, the portion of the premium allotted towards the required minimal coverage is a mortgage loan-connected obligation for needs of § 1026. 4. https://22cash73837.mybloglicious.com/55331219/helping-the-others-realize-the-advantages-of-43-loan