His comprehensive article explores the projected trajectory of I Bond rates in 2025, highlighting the expected shifts in both the fixed and inflation-adjusted components. With the fixed rate forecasted to slightly decline to 1.1% and the inflation rate component settling at 2.86%, the resulting composite rate of 3.98% marks a notable adjustment from prior periods. https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025